With Prism Finance, you can live your life the way you want!
Are you planning to buy an investment property and stressing about the investment loan?
You need not to stress when Prism Finance is here for you. We understand that buying an investment property is a great way to build your wealth, but also a big financial commitment. That’s why we offer you a wide range of investment loan options to suit your purchasing needs.
At Prism Finance, we will guide you through the process and work with you to find a solution to suit your individual needs. Whether you are a first-time investor or looking to increase your portfolio we are here for you.
Making any investment is always an interesting process with lots of decisions to make. Let us help you make the right one.
Property investors are fast movers, so you need a professional who can help you capitalise on that ideal investment in the residential market.
However, investment loans do require a different type of consideration to a typical home loan. Given the interest on an investment property loan is tax deductible, it’s vital your loan is structured in a way that maximises any potential tax benefits and doesn’t leave you exposed.
Important Considerations:
- Should you be paying interest only or paying down the principle?
- Will a regular principle / interest loan or loan with a redraw facility provide you with the same loan term benefits as one with an offset account?
- Will your expected rental returns meet the interest you’re paying on the loan?